Privacy Policy

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Privacy Policy

THE PANCHMAHAL DISTRICT CO.OP.BANK LTD. is the data controller of your personal information.

We collect the personal information set out in the “What Information We Collect” section of this Privacy Policy below, including account registration details, Additional details when you enroll for a Learning Program, details of online Learning Programs you undertake, survey information (where you provide it), identity verification data and information about your use of our site and services.

We use your personal information for the purposes set out in the “How We Use the Information” section of this Privacy Policy below, including providing our site and services to you, ensuring the security and performance of our site, research relating to academic courses, sharing information with our partners (such as academic institutions), direct marketing and performing statistical analysis of the use of our site and services.

You have a number of rights that you can exercise in relation to our use of your personal information, as set out in the “Updating or Deleting Your Personally Identifiable Information” section of this Privacy Policy below.

All the terms used herein shall have meaning as defined in the Terms and Conditions of Amreli Jilla Madhyastha Sahakari Bank Ltd. unless specifically stated otherwise in case any term is not defined in this Privacy Policy or the Terms and Conditions, such terms shall have its generic meaning.


The purpose of this Privacy Policy is to describe how THE PANCHMAHAL DISTRICT CO.OP.BANK LTD. and other affiliate entities as and when created (hereinafter referred to as “THE PANCHMAHAL DISTRICT CO.OP.BANK LTD.”, “we”, “us”, or “our”) collects, uses, and shares information about you through our online interfaces (e.g., websites and mobile applications) owned and controlled by us, including (collectively referred to herein as the “Site”). Please read this notice carefully to understand what we do. If you do not understand any aspects of our Privacy Policy, please feel free to contact us at Your use of our Site is also governed by our terms and conditions.

THE PANCHMAHAL DISTRICT CO.OP.BANK a registered business, with principal place of business at: HEAD OFFICE - GANDHI CHOWK, OPP. CHURCH , GODHRA, DIST PANCHMAHAL 389001 GUJARAT, INDIA.

THE PANCHMAHAL DISTRICT CO.OP.BANK LTD. is the data controller of all Personally Identifiable Information (as defined below) collected via the Site and of certain Personally Identifiable Information collected from third parties, as set out in this Privacy Policy.


This Privacy Policy covers information we collect from you through our Site. Some of our Site’s functionality can be used without revealing any Personally Identifiable Information, though for features or services related to any Learning Programs, Personally Identifiable Information is required. In order to access certain features and benefits on our Site, you may need to submit, or we may collect,

"Personally, Identifiable Information" (i.e., information that can be used to identify you). Personally, Identifiable Information can include information such as your name and email address, among other things. You are responsible for ensuring the accuracy of the Personally Identifiable Information you submit to THE PANCHMAHAL DISTRICT CO.OP.BANK LTD. Inaccurate information may affect your ability to use the Site, the information you receive when using the Site, and our ability to contact you. For example, your email address should be kept current because that is one of the primary manners in which we communicate with you.


We consider that the legal bases for using your personal information as set out in this privacy policy are as follows:

Our use of your personal information is necessary to perform our obligations under any contract with you (for example, to comply with the terms of use of our Site which you accept by browsing our website and/or to comply with our contract to provide services to you); or

Our use of your personal information is necessary for complying with our legal obligations; or

Where neither of the above apply, use of your personal information is necessary for our legitimate interests or the legitimate interests of others. Our legitimate interests are to:

Run, grow, and develop our business;

Select appropriately skilled and qualified service providers

Build relationships with partners and academic institutions;

Carry out research and statistical analysis;

Carry out marketing and business development; and

For internal administrative and auditing purposes.

If we rely on our (or another person’s) legitimate interests for using your personal information, we will undertake a balancing test to ensure that our (or the other person’s) legitimate interests are not outweighed by your interests or fundamental rights and freedoms which require protection of the personal information.

We may process your personal information in some cases for marketing purposes on the basis of your consent (which you may withdraw at any time after giving it, as described below).

If we rely on your consent for us to use your personal information in a particular way, but you later change your mind, you may withdraw your consent by writing us at or delete your account and we will stop doing so. However, if you withdraw your consent, this may impact the ability for us to be able to provide our services to you.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.


We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.